Easycash in the Philippines – How to Qualify For an Loan

Easycash in the Philippines – How to Qualify For an Loan
  • Easy to apply
  • Approval time
  • No hidden condition
  • Renewal rules
  • Service quality
  • Customer support
Contact information
Phone number: (02) 353-8525
From 9 am to 5 pm
(Monday – Friday)
5000 ₱
10000 ₱
30 Days
60 Days
Interest rate per day
Daily payment

The process of availing of a loan with Easycash in the Philippines is relatively easy. You need to sign up on the site, include a charge card issued to a Filipino citizen, and pass a verification process. Your application may be rejected if you have provided incorrect or incomplete information. Once you have successfully passed the verification, you must wait for the loan decision. After the decision is made, you will have to read and accept the terms and conditions of the credit contract. Once you have given your affirmation, you will be sent your pesos. To secure the loan, you should keep a copy of the credit contract.

Loan parameters
  • Loan amount
    5.000 - 10.000 PHP
  • Term
    30 - 60 days
  • Interest rate
    0,8% per day
  • Age
    21 - 55 years

Applicants must be a Filipino citizen

To qualify for an Easycash loan, applicants must be a Filipino citizen. There are several requirements for eligibility, including employment contract or certificate of registration from the Philippine Embassy or Consulate. A foreign passport or identity card must also be authenticated by the Philippine Embassy or Consulate. All other documents must be translated into English by an authorized officer of the appropriate foreign embassy. Once these requirements are met, you are ready to apply for an Easycash loan.

They must have a minimum monthly income of 15 000 PHP

To be eligible for an Easycash loan, you must earn at least fifteen thousand Philippine pesos a month. The amount you can borrow can range from fifteen thousand to twenty-five thousand PHP. A monthly income of fifteen thousand PHP is the minimum requirement for an Easycash loan. The loan period is usually between six months to a year. If you do not have a monthly income yet, you can apply online and get an instant approval. You can draw up a loan agreement online, and you don’t even need to leave your house. Your online loans monthly payments manager will be able to answer any questions you may have as you complete the process.

They must have a co-borrower

To apply for an Easycash loan, you must be a Philippine citizen and employed abroad. If you are working abroad, you must have a valid employment contract or a certificate of registration. If you are a seaman, you must have a co-borrower to qualify. You must also provide proof of your regular income, as well as two national identification cards, social security data, driving license, and UMID. If you are self-employed, you need to provide a certificate from the Philippine Professional Regulation Commission certifying your work.

They require a co-signer for a personal loan

To apply for a personal loan through Easycash, you should meet the following requirements. You must be at least 21 years old, a citizen of the Philippines, and earn at least fifteen thousand PHP per month. You should also have two years of profitable operation in the same line of business. To apply for a loan, you can use online and physical platforms to complete the application. You can repay the credit through cash or e-money through online payment centers. The website should also have customer service representatives and accept credit card payments from most financial institutions. In case of a problem, you can contact them at any time.

They require a co-signer for a seafarer loan

To avail of a seafarer loan from Easycash, you must be a Filipino citizen. Furthermore, you must be self-employed for at least two years and be below 60 years of age. You must also have a current deployment contract that has a definite departure date. The company should be able to verify your commitment to the deployment by showing two completed contracts.

They don’t require a co-signer for a business loan

While applying for a business loan does not necessarily require a co-signer, it will improve your chances of approval. However, you must be aware of the risks associated with this option. The only good option is to wait until your credit score improves, and avoid opening new credit accounts until you’ve repaired your existing ones. Otherwise, you’ll likely have to pay a high interest rate and incur additional fees.

Easycash in the Philippines – How to Qualify For an Loan
Borrower requirements
  • Coming of age 21+
  • Issued Filipino ID card
  • Have a stable source of income
  • Valid mobile phone number
How to pay a loan
  • In personal account
  • On site online
  • In the office
  • By bank transfer

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Your comment

16 January 2024
As a freelancer, inconsistent income is a challenge. Easycash provided the financial buffer I needed during a low month. The app is user-friendly, and the terms were clear from the start. The repayment options are flexible, which is a huge plus. Will definitely use again.
Clayton Ward
Clayton Ward
Went on the recommendation of a friend. Helped in difficult times. The money was in my account within 15 minutes. I paid off the debt and interest without any problems.
Marietta Fay
Marietta Fay
The site is very convenient, I used it this year for the first time and was very pleased. I chose the right one for myself and got the loan very quickly. I advise everyone.
Yuki Jackson
Yuki Jackson
Large selection of loan offers. Simple application process, fast crediting to the account. It suits me and I advise you
Floy Hill
Floy Hill
Thank you for the opportunity to get a loan with a low credit score. This gave me a chance to improve my credit history and increase my creditworthiness.
Henry Sanders
Henry Sanders
A student, and sometimes it\'s hard to get money. When it gets really hot, I apply for a loan online. Fast and convenient. Submitted the application, 20 minutes and the money is already on the card.
Lazaro Igone
Lazaro Igone
Rented here several times. Every time a quick approval and the money is quickly thrown off the card. All I need is a passport and a phone number. I return on time with no problems.
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