Pera Asia Philippines – How to Apply For a Cash Loan Online Asia
Pera Asia Philippines – How to Apply For a Cash Loan Online
  • Easy to apply
  • Approval time
  • No hidden condition
  • Renewal rules
  • Service quality
  • Customer support
Contact information
Phone number: -
Service works 24/7
1000 ₱
30000 ₱
61 Days
360 Days
Interest rate per day
Daily payment

With Pera Asia Philippines, all Filipino working citizens can easily draw up a cash loan online. The system automatically selects the best loan offers for you based on your details and the loan amount you need. You only need to complete one application to apply for a cash loan. You will need to provide your employment and personal details. It is imperative that you fill in all required information, as inaccurate information will result in rejection. Once approved, you will receive your cash within a day.

Payday loan

Pera Asia is a licensed company that offers short-term credit to individuals. It helps Filipinos with limited credit to benefit from small sums of money. It has been a blessing to many in times of continuous price rise and economic crisis. It’s a simple and affordable option to avail of short-term funds. It has a right to publish information and is available free of charge.

Loan parameters
  • Loan amount
    1.000 - 30.000 PHP
  • Term
    61 - 360 days
  • Interest rate
    0,8% per day
  • Age
    18 - 75 years

Microcredit company

The Pera Asia App can be downloaded for free on the Internet. Once you have registered, you can submit your application for a quick cash loan online Philippines. Once approved, you will be notified instantly of the loan amount. After approval, you can begin your repayment within 61 days or one year. If you are a first-time user, you can expect to receive a lower loan amount. You can also download the mobile app to get the latest updates and notifications.

If you’re new to the lending industry, you might be wondering what to expect. The good news is that Pera Asia has recently made a splash in the Philippines. You can expect a budget-friendly interest rate, an easy online application process, and fast turnaround time. It is one of the few companies that do not find fault with credit ratings. You simply have to provide an id document and the amount you want to borrow. Once approved, you will receive an SMS confirming your loan. Within minutes, your money will be sent to your bank account.

Easy to qualify for

The application process for Pera Asia is simple. Borrowers do not need to have a good credit score to get approved. The loan amounts can be as much as ten times their monthly salary. Moreover, the repayment terms are flexible and if necessary, the loan can be extended. Pera Asia allows loan applicants to apply online. The approval process takes less than 15 minutes. However, there are some cons associated with the loan.

For the online application, borrowers need to fill up their personal information and employment details. Pera Asia is one of the country’s large private lending firms. They require that consumers be between the ages of 21 and 59 at the time of loan maturity and have a regular source of income. After submitting these documents, the company will automatically approve your loan application. If you do not have a bank account in the Philippines, you will need to apply online. This process usually takes only one to three business days. All you need to do is provide your full name, email address, and preferred password. Once you’ve entered your personal details, you can then upload your documents to the service. After the application is processed, you can then wait for the approval.

Quick application process

If you are looking for a quick and transparent loan application in the Philippines, Pera Asia is a great choice. You can receive the loan funds within fifteen minutes after completing the registration process. However, this online loan service comes with some drawbacks. For one, it does not consider your credit history. However, if you have an average credit score, you will still qualify for this service. Another advantage is that you can borrow up to thirty thousand pesos without worrying about your credit rating.

For those who are interested in applying for a loan, Pera Asia offers a loan calculator for their clients. Simply enter your income and other information and click on the “submit” button to submit your application. You will then receive instant approval for the loan amount. You can also choose to pay back your loan using any of your other online payment channels. While the application process for Pera Asia can be time consuming, it is certainly worth the wait.

Defaulted loans count against credit history

Defaulted loans in Pera Asia are saved in the fiscal diary and begin counting against a person’s credit history. There’s no central system for economic paperwork in the country, so banks and businesses are free to check each loan for defaults. Then, if a person has late payments, the lender will turn them over to debt collectors, a move that can have negative effects on the credit score of the applicant.

In the Philippines, borrowers can end up in jail if they fail to repay a loan. If they don’t make the minimum payments for a certain period, the loan will enter into default. The amount of time a borrower has before the loan is automatically considered in default varies depending on the lender. For example, a defaulted loan in the Philippines has a grace period of three months or 90 days, depending on the lender. The grace period does not apply to Pag-IBIG multi-purpose loans.

Pera Asia Philippines – How to Apply For a Cash Loan Online
Borrower requirements
  • Coming of age 18+
  • Issued Filipino ID card
  • Have a stable source of income
  • Valid mobile phone number
How to pay a loan
  • In personal account
  • On site online
  • In the office
  • By bank transfer

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Your comment

Daniel Tan
30 May 2024
Very pleased with the service. Everything went smoothly and without problems. Money on the card within 15 minutes after the application is approved.
Maximillian Stanton
14 March 2024
Got my funds quickly!
Natalia Hughes
Natalia Hughes
When you can’t invest in the budget, or when some unforeseen situations happen, then an online loan is simply unrealistic to save
Patrick Martin
Patrick Martin
Took a loan for the rest of my wife and children. I was approached by the proposed conditions, despite the fact that I do not have a constant income
Lazaro Igone
Lazaro Igone
Rented here several times. Every time a quick approval and the money is quickly thrown off the card. All I need is a passport and a phone number. I return on time with no problems.
Yazmin Alexander
Yazmin Alexander
Just manually and honestly with the site LoansForAll, this is not the first time I have been koristing with their services and I am satisfied with everything
Henry Sanders
Henry Sanders
A student, and sometimes it\'s hard to get money. When it gets really hot, I apply for a loan online. Fast and convenient. Submitted the application, 20 minutes and the money is already on the card.
Linnie Herman
Linnie Herman
Thank you very much for your prompt help. Thanks to the online loan, I was able to solve the financial problem without unnecessary complications.
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