Pera247 in the Philippines Review

https://loansforall.org/Pera247
Pera247 in the Philippines Review
  • Easy to apply
    4
  • Approval time
    4
  • No hidden condition
    4
  • Renewal rules
    4
  • Service quality
    4
  • Customer support
    4
Contact information
Phone number: 09219610721
Sсhedule:
Service works 24/7
1000 ₱
15000 ₱
Days
30 Days
90 Days
Interest rate per day
Daily payment
Overpayment

Pera247 is a digital consumer lending platform that uses mobile data to assess your creditworthiness. The company is endorsed by AsiaKredit. Pera247 is a new consumer lending platform for the Philippines, backed by AsiaKredit. This innovative data-driven platform allows Filipino borrowers to apply for unsecured short-term consumer loans in minutes. Its aim is to help consumers make everyday purchases without the need for collateral. The website offers a variety of loan options to meet borrowers’ needs. For example, Pera247 customers can avail of an eShoppingLoan, a loan for purchases in partner stores. This product allows consumers to borrow up to P2000 at a fixed monthly interest rate of 8.6%. The company’s factual reviews of loan applications ensure the approval of loan applications within the stipulated time frame. Moreover, it also promises an instant disbursement of approved loans.

Loan parameters
  • Loan amount
    1.000 - 15.000 PHP
  • Term
    30 - 90 days
  • Interest rate
    6% per month
  • Age
    21+ years

Pera247 offers a variety of loan products for registered customers. Applicants can avail of instant disbursement, flexible repayment terms, and no credit check. The website’s fast-processing system and instant approval process make Pera247 a convenient alternative to conventional banks in the Philippines. It also promotes responsible borrowing and financial literacy in its users. As a digital consumer lender, it helps Filipino borrowers improve their lives while increasing their chances of being successful in their future.

It is a mobile app based platform for short-term small amount loans

This mobile app is an endorsed lender and provides fast and convenient online loans monthly payments to Filipinos and other customers in Southeast Asia. Powered by AsiaCredit, Pera247 is a registered lender providing loans to millions of customers throughout Southeast Asia and the Philippines. With their online process, customers can obtain loans without faxing any documents or submitting a credit score. In addition, their loans are approved quickly, meaning they don’t have to wait for a long time to borrow money.

Once verified, Pera247 will transfer funds to your bank account. Afterward, you will receive an email with a copy of your loan agreement. To make repayment easier, you can also opt for an e-Shopping loan up to Php50,000 for exclusive use on Lazada. This loan will require a valid gov’t-issued ID and a selfie photo.

Using mobile data to determine creditworthiness

In order to access the loan, you must provide a valid mobile phone number and an active email address. You can expect a decision the same day you submit your application. To begin, you must create an account on the Pera247 website and provide personal information. Once approved, you will receive an email or SMS confirming your loan. Then, you can use the funds immediately to buy the items you want.

While traditional lenders use questionnaires and credit bureaus to assess people’s creditworthiness, fintechs are able to extract data from a variety of alternative sources to better understand their clients. The AsianKredit/pera247 platform, recently acquired by fintech firm GoBear, claims to provide the shortest real-time credit decision in the market.

Pera247 is an unsecured short-term consumer loan service in the Philippines that utilizes data-driven credit assessment tools. As part of the service, approved applicants can access funds from a mobile wallet linked to thousands of payment centers. AsiaKredit has raised $675,000 from investors to launch the service. The company plans to use some of the funding to expand its loan capital and operational balance sheets.

If you are looking for a hassle-free personal loan, you should check out Pera247. This trusted financial institution is a peer-to-peer lending website that can deposit funds into your bank account within minutes. Pera247 also eliminates the need for paperwork by allowing you to apply online, and it provides a real-time decision. You can easily borrow funds to help you pay your bills or pay for your next vacation.

In order to apply for a loan through Pera247, you must first create an account. You will need a valid ID, a recent billing address, a recent payslip, and a mobile data connection. Pera247 will also need a copy of your current utility bill to verify your identity. In order to get a loan, you must be at least 21 years old and be a citizen of the Philippines. All personal information that you provide will be used only for credit processing. Pera247 will never share this information with third parties.

Pera247 in the Philippines Review
Borrower requirements
  • Coming of age 21+
  • Issued Filipino ID card
  • Have a stable source of income
  • Valid mobile phone number
How to pay a loan
  • In personal account
  • On site online
  • In the office
  • By bank transfer
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Your comment

Jacey
22 January 2023
I was bailed out with money and approved without any problems. There were concerns with the payment, but not a single difficulty arose, everything is clearly indicated on the site. 99% I plan to apply in the future
Testimonials
Testimonials
Yazmin Alexander
5.0
Yazmin Alexander
Just manually and honestly with the site LoansForAll, this is not the first time I have been koristing with their services and I am satisfied with everything
Yuki Jackson
4.5
Yuki Jackson
Large selection of loan offers. Simple application process, fast crediting to the account. It suits me and I advise you
Floy Hill
4.0
Floy Hill
Thank you for the opportunity to get a loan with a low credit score. This gave me a chance to improve my credit history and increase my creditworthiness.
Reinhold Becker
5.0
Reinhold Becker
Urgently needed money for a gift for a girl. Got to this site. Lots of options to choose from is a big plus. Easy to apply and get paid quickly. I will recommend it to my friends.
Marietta Fay
4.0
Marietta Fay
The site is very convenient, I used it this year for the first time and was very pleased. I chose the right one for myself and got the loan very quickly. I advise everyone.
Lazaro Igone
5.0
Lazaro Igone
Rented here several times. Every time a quick approval and the money is quickly thrown off the card. All I need is a passport and a phone number. I return on time with no problems.
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